Terms of Service

The following terms and conditions govern all use of the http://moneyyoung.com/ and all services, products and contents available at or through the website (taken together, the website). The website is owned and operated by http://moneyyoung.com/. The website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, Money Young Privacy Policy) and procedures that may be published from time to time on this Site by Money Young (collectively, the “Agreement”).

Please read this agreement carefully before access or use the website. By access or use any part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any of services.

Responsibility of Website Visitors.

Money Young has not reviewed, and cannot review, all of the material, including computer software, posted to the Website. By operating the Website, Smart Girl Reviews does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. Money Young disclaims any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content they’re posted.

Content Posted on Other Websites.

We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which http://moneyyoung.com/ links, and that link to smartgirlreviews.com. Smart Girl Reviews does not have any control over those non-smartgirlreviews.com websites and webpages, and is not responsible for their contents or their use. By linking to a non-smartgirlreviews.com website or webpage, Smart Girl Reviews does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Smart Girl Reviews disclaims any responsibility for any harm resulting from your use of non-smartgirlreviews.com websites and webpages.

Copyright Infringement and DMCA Policy.

As Smart Girl Reviews asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by smartgirlreviews.com violates your copyright, you are encouraged to notify Smart Girl Reviews in accordance with Smart Girl Reviews Digital Millennium Copyright Act (“DMCA”) Policy. Smart Girl Reviews will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. Smart Girl Reviewswill terminate a visitor’s access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of Smart Girl Reviews or others. In the case of such termination, Smart Girl Reviews will have no obligation to provide a refund of any amounts previously paid to Smart Girl Reviews.

Intellectual Property.

This Agreement does not transfer from Money Young to you any Money Young or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with Smart Girl Reviews. Smart Girl Reviews, Money Young.com, the Money Young.com logo, and all other trademarks, service marks, graphics and logos used in connection with Money Young.com, or the Website are trademarks or registered trademarks of Smart Girl Reviews or Smart Girl Reviews licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any Smart Girl Reviews or third-party trademarks.

Money Young reserves the right to display advertisements on your blog unless you have purchased an ad-free account.

Smart Girl Reviews reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. You’re continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. Smart Girl Reviews may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.

Money Young may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. All provisions of this agreement that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Limitation of Liability.

In no event will Money Young, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to Smart Girl Reviews under this agreement during the twelve (12) month period prior to the cause of action. Smart Girl Reviews shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

General Representation and Warranty.

You represent and warrant that (i) your use of the Website will be in strict accordance with the Money Young Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.

You agree to indemnify and hold harmless Money Young, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Website, including but not limited to your violation of this Agreement.

Health Disclaimers.

All references to physical and/or mental health on Money Young.com website constitutes an educational service consisting solely of general health information. The materials are provided “as is” and without warranties of either express or implied.

  • Not a Substitute of Professional Medical Advice and/or Treatment. Website’s content is not substitute for direct, personal, professional medical care and/or diagnosis. None of the exercises or methods (including products and services) mentioned at smartgirlreviews.com should be performed or otherwise used without clearance from your physician or health care provider. The information contained within is not intended to provide specific physical or mental health advice, or any advice whatsoever, for any individual or company and should not be relied upon in that regard.
  • There may be risks associated with participating in activities mentioned smartgirlreviews.com for people in poor health or with pre-existing physical or mental health conditions. Because these risks exist, you will not participate in such activities if you are in poor health or have a pre-existing mental or physical condition. If you choose to participate in these risks, you do so of your own free will and accord, knowingly and voluntarily assuming all risks associated with such activities.
  • Facts and information are believed to be accurate at the time they were placed Money Young. All data provided in this website is to be used for information purposes only. Products and services described are only offered in jurisdictions where they may be legally offered. Information provided is not all-inclusive, and is limited to information that is made available and such information should not be relied upon as all-inclusive or accurate.
  • You agree to hold MoneyYoung.com its owners, agents, and employees harmless from any and all liability for all claims for damages due to injuries, including attorney fees and costs, incurred by you or caused to third parties by you, arising out of the activities discussed on this website, excepting only claims for gross negligence or intentional tort.